Default Mortgage Services

At Stephens, Millirons, Harrison & Gammons, P.C., we provide default legal services to the mortgage banking industry. We have extensive experience representing the mortgage industry in foreclosures, evictions, bankruptcy and general commercial litigation matters in state and federal court.

We have the network, staff and internal resources necessary to handle default mortgage services efficiently, so that our clients achieve the results they want in a timely manner. We handle hundreds of mortgage defaults on behalf of lenders each year, and we know what to do at every turn. Our focused experience gives our clients an advantage, and our personal level of service keeps them returning to us for all of their legal needs.

We understand and comply with all guidelines and requirements of governmental entities regarding all default servicing matters, working closely with HUD, FNMA, FHLMC and VA regulations and timelines.

We handle every aspect of default mortgage services, including:

  • Mortgage Default
  • Loan Servicing
  • Real Estate Legal Services
  • Foreclosure
  • Bankruptcy
  • Evictions
  • Loan Modifications
  • Deeds in Lie of Foreclosure
  • Bidding at Sale
  • Loss Mitigation
  • Title Claims
  • REO
  • REO Insurance

Our Mortgage Service Clients include:

  • Alabama Pinnacle Homes, Inc.
  • Bankston Motor Homes, Inc.
  • Brookhill Management Group
  • Chase Commercial Real Estate Services
  • Chase Manhattan Mortgage Corp.
  • City Lumber Co.
  • Commercial Federal Mortgage Corp.
  • Conseco Finance Corp.
  • EMC Mortgage Corp.
  • Federal Assurance Corp.
  • First Horizon Home Loan Corp.
  • Franklin Brick Co.
  • Green River Enterprises, Inc.
  • Henley Supply
  • Home Mortgage, Inc.
  • Homecomings Financial Network
  • HSBC Mortgage Corp.
  • Huntsville Tractor and Equipment, Inc.
  • International Fire Protection Inc.
  • Jeff Benton Homes
  • Lane Carpet Co.
  • Nolan Hills Water System, Inc.
  • PNC Mortgage Corp. of America
  • Quality Photo Service
  • SouthBank; Heritage Bank
  • SouthTrust Bank, N.A.
  • Spry Funeral Homes
  • The Bank
  • Wells Fargo

2430 L & N Drive Huntsville, Alabama 35802 Phone (256) 533-7711 Fax (256) 536-9388